Car Leasing

Car leasing is the most popular way that people purchase their new cars here in the UK. In fact, 80% of all new cars on the road in the UK are financed and purchased through some form of car leasing arrangement. When it comes to leasing there are a couple of points to consider, firstly are you going to be leasing the car personally or through a business agreement? On personal / private agreements all the prices quoted include VAT, whereas on a business lease all prices exclude VAT. This is the main principal difference between the two agreements.

Business Car Leasing – as a business owner or company director it is one of the perks of the job that you get to choose what car you want and to some extent how much you choose to pay. Having said this, in todays world when you lease a car through your business there are now a number of points to consider. The government has made it very clear that buying new cars that are CO2 emissions friendly and eco friendly mean that you will get the most tax relief at the end of each year. As a result of this hybrid and green cars have become very popular with business users. Cars such as the Audi A3 are now very popular because of their green appeal.

Personal / Private Customers – When you buy a new car on personal lease you get exactly the same car as you would if you went into a dealership. You get the same warranty, specification and cover as you would normally expect. The main difference is what you pay for the car. As an online business we use various lenders and negotiate deals in bulk on many different cars and as such we can save money on the cost of the lease when we supply them to you. All cars are delivered free of charge to address across the UK and normally take anywhere from 8-12 weeks for delivery.  The main benefit of leasing your new car from Car Leasing Online is that the monthly repayment is fixed and as such won’t change over the duration of the lease, allowing you to monitor and manage your money finances more efficiently.

If you need any help or advice in choosing your next new car or have any questions about leasing then please do give us a call on 0151 356 5629 and one of our car leasing experts will be on hand to help. We are open Monday – Friday 09.00-17.30  and are ready and waiting to take your call. Please do also follow us on our social media pages where we post and share some of our latests offers.

Personal Car Leasing Advice

September is one of two months in the year when new cars and registrations take place and if you are looking for a new car, now is a good time to start thinking about the make and model you would like to buy. Quite often, new cars that are going out and being sold on personal lease can take up to 6 weeks to be delivered from main dealers and this is why August is a good month to start thinking about your next new car.

When leasing a car on Personal Car Leasing there a number of points to consider. These include:

How long do you want the car for?

This affects the monthly payments as how old the car is at the end of the agreement affects its long-term residual value and has to be taken into consideration when working out the monthly payments.

How many months initial rental do you want to put down (Pay)?

The initial deposit or up-front payment as it is sometimes known as, is often 3, 6, 9 or 12 x the monthly rental and this payment has an effect on much your ongoing monthly rental will be. As a general rule, the larger the initial deposit the less the ongoing monthly payments will be.

What sort of annual mileage will you do each year?

The annual mileage has large effect on the residual value of the car and this is considered and influences the monthly rental cost.

The process involved in leasing your new car is fairly simple once you know what car you want. You can either then find the car and deal you would like here on our website and apply or give one of our car leasing experts a call, then we apply for finance and once this has been approved we can then start to look at a delivery date.

All cars that come from Car Leasing Online are brand new and come direct from dealerships from across the UK and are delivered free of charge to your home or work address. One of the key benefits of leasing a new car via Car Leasing Online is that your monthly payments remain the same throughout the duration of rental and this can help you plan your monthly outgoings. The only extras that need considering are insurance and fuel, as would be the case with any other vehicle.

If you have any questions or need any advice on choosing your next car then please do give us a call on 0151 356 5629 and one of our team will be more than happy to help.