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Personal Leasing Guide

Personal contract hire gives you a cost-effective method to lease a brand new car that’s easy to manage and doesn’t tie up lots of your money. You have no worries regards selling the car or on losing value with depreciation.

How it Works

Choose a vehicle to fit your budget, a lease period that suits your needs and agree an annual mileage limit.

Decide how much you want to put in as an initial rental (3, 6 or 9 months) and get your quote – you can request a quote with an optional maintenance contract (what is maintenance?).

You need to insure the car with fully comprehensive insurance. Anyone can drive the car but they have to be fully insured on it.

You can use the vehicle as if it were your own, although the finance provider still legally owns it. You just need to remain within the agreed mileage limit and look after the vehicle according to a ‘fair wear and tear’ policy, which we will provide you with at the end of contract

When the lease ends, simply hand the car back. Some finance companies will sell the car to a third party at end of contract but you will need to check this at the time.

If you do end up going over your allotted mileage, you’ll need to pay an excess mile charge. (If you have a large change of circumstance during the contract you can contact the finance company to reschedule your agreement so you pay a little more each month rather than getting an excess mileage bill at the end)

See our FAQ’s for any other questions

Pro’s and cons

Pros

Cons

 

Check our reviews out to see why you should use us

A selection of our latest offers

Special Offer

BMW

3 Series Saloon 320i 2.0 M Sport Auto
BMW 3 Series Saloon image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £300.00
Initial rental: £2,748.06
£305.34pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £250
Initial rental: £2,290.05
£254.45pm
View Deal
Special Offer

Skoda

Octavia Estate 2.0 TSI 245PS VRS
Skoda Octavia Estate image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £150.00
Initial rental: £2,132.68
£236.96pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £125
Initial rental: £1,777.23
£197.47pm
View Deal
Special Offer

Skoda

Kodiaq 2.0 TDI 150ps SE SCR 4X4
Skoda Kodiaq image

Personal Inc VAT

Term: 48 months
Mileage: 8000 miles
Fee: £300.00
Initial rental: £2,208.17
£245.35pm

Business Exc VAT

Term: 48 months
Mileage: 8000 miles
Fee: £250
Initial rental: £1,840.14
£204.46pm
View Deal
Special Offer

Audi

TT Coupe 45 TFSI 245ps S Line S tronic
Audi TT Coupe image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £150.00
Initial rental: £2,940.41
£326.71pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £125
Initial rental: £2,450.34
£272.26pm
View Deal
Special Offer

Skoda

Octavia Hatch 2.0 TSI 245PS VRS
Skoda Octavia Hatch image

Personal Inc VAT

Term: 48 months
Mileage: 8000 miles
Fee: £300.00
Initial rental: £2,121.44
£235.72pm

Business Exc VAT

Term: 48 months
Mileage: 8000 miles
Fee: £250
Initial rental: £1,767.87
£196.43pm
View Deal
Special Offer

SEAT

Leon Hatch 1.5 TSI Evo 130 FR Black Edition EZ
SEAT Leon Hatch image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £300.00
Initial rental: £1,532.30
£170.26pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £250
Initial rental: £1,276.92
£141.88pm
View Deal
Special Offer

BMW

5 Series Saloon 530e 2.0 M Sport Auto
BMW 5 Series Saloon image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £300.00
Initial rental: £3,412.48
£379.16pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £250
Initial rental: £2,843.73
£315.97pm
View Deal
Special Offer

Honda

Jazz 1.3 i-VTEC EX Navi CVT
Honda Jazz image

Personal Inc VAT

Term: 36 months
Mileage: 5000 miles
Fee: £300.00
Initial rental: £1,527.12
£169.68pm

Business Exc VAT

Term: 36 months
Mileage: 5000 miles
Fee: £250
Initial rental: £1,272.60
£141.40pm
View Deal
Special Offer

Fiat

500 Hatch 1.2 69hp Lounge
Fiat 500 Hatch image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £300.00
Initial rental: £1,158.84
£128.76pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £250
Initial rental: £965.70
£107.30pm
View Deal
Special Offer

Mazda

CX-5 2.0 165ps Sport Nav+ 2WD Auto
Mazda CX-5 image

Personal Inc VAT

Term: 36 months
Mileage: 5000 miles
Fee: £300.00
Initial rental: £2,332.80
£259.20pm

Business Exc VAT

Term: 36 months
Mileage: 5000 miles
Fee: £250
Initial rental: £1,944.00
£216.00pm
View Deal
Special Offer

Mercedes

A-Class 5-Door Hatch A35 2.0 AMG Premium Plus Auto 4MATIC
Mercedes A-Class 5-Door Hatch image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £300.00
Initial rental: £3,226.18
£358.46pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £250
Initial rental: £2,688.48
£298.72pm
View Deal
Special Offer

Audi

A5 Cabriolet 40 TDI 190ps S Line S tronic
Audi A5 Cabriolet image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £300.00
Initial rental: £3,072.17
£341.35pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £250
Initial rental: £2,560.14
£284.46pm
View Deal
Special Offer

BMW

4 Series Coupe 420i 2.0 M Sport Auto LCI
BMW 4 Series Coupe image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £300.00
Initial rental: £2,331.83
£259.09pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £250
Initial rental: £1,943.19
£215.91pm
View Deal
Special Offer

Audi

A3 Sportback 30 TFSI 116 Sport
Audi A3 Sportback image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £300.00
Initial rental: £1,845.18
£205.02pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £250
Initial rental: £1,537.65
£170.85pm
View Deal
Special Offer

Skoda

Scala 1.0 TSI 115ps SE
Skoda Scala image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £300.00
Initial rental: £1,417.50
£157.50pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £250
Initial rental: £1,181.25
£131.25pm
View Deal
Special Offer

Vauxhall

Corsa 5-Door Hatch 1.4 90PS SRi Nav
Vauxhall Corsa 5-Door Hatch image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £300.00
Initial rental: £1,195.67
£132.85pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £250
Initial rental: £996.39
£110.71pm
View Deal
Special Offer

BMW

X4 xDrive20d M Sport Auto G02
BMW X4 image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £150.00
Initial rental: £3,423.17
£380.35pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £125
Initial rental: £2,852.64
£316.96pm
View Deal
Special Offer

Mercedes

E-Class Estate E220d 2.0 AMG Line Premium Auto
Mercedes E-Class Estate image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £300.00
Initial rental: £3,063.31
£340.37pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £250
Initial rental: £2,552.76
£283.64pm
View Deal
Special Offer

Mercedes

GLC Estate GLC220d 2.0 AMG Line 9G-TRONIC+ 4Matic
Mercedes GLC Estate image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £300.00
Initial rental: £3,146.36
£349.60pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £250
Initial rental: £2,621.97
£291.33pm
View Deal
Special Offer

Audi

A4 Avant 35 TFSI Black Edition Comfort+Sound Pack S tronic
Audi A4 Avant image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £360.00
Initial rental: £2,260.87
£251.21pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £300
Initial rental: £1,884.06
£209.34pm
View Deal

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