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Personal Leasing Guide

Personal contract hire gives you a cost-effective method to lease a brand new car that’s easy to manage and doesn’t tie up lots of your money. You have no worries regards selling the car or on losing value with depreciation.

How it Works

Choose a vehicle to fit your budget, a lease period that suits your needs and agree an annual mileage limit.

Decide how much you want to put in as an initial rental (3, 6 or 9 months) and get your quote – you can request a quote with an optional maintenance contract (what is maintenance?).

You need to insure the car with fully comprehensive insurance. Anyone can drive the car but they have to be fully insured on it.

You can use the vehicle as if it were your own, although the finance provider still legally owns it. You just need to remain within the agreed mileage limit and look after the vehicle according to a ‘fair wear and tear’ policy, which we will provide you with at the end of contract

When the lease ends, simply hand the car back. Some finance companies will sell the car to a third party at end of contract but you will need to check this at the time.

If you do end up going over your allotted mileage, you’ll need to pay an excess mile charge. (If you have a large change of circumstance during the contract you can contact the finance company to reschedule your agreement so you pay a little more each month rather than getting an excess mileage bill at the end)

See our FAQ’s for any other questions

Pro’s and cons

Pros

Cons

 

Check our reviews out to see why you should use us

A selection of our latest offers

Special Offer

Mercedes

E-Class Estate E220d 2.0 AMG Line Edition Premium Auto
Mercedes E-Class Estate image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £3,063.31
£340.37pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £200
Initial rental: £2,552.76
£283.64pm
View Deal
Special Offer

Ford

Ranger Double Cab Pick Up Pick Up 3.2 TDCi Double Cab Wildtrak 4X4
Ford Ranger Double Cab Pick Up image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £2,887.70
£320.86pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £200
Initial rental: £2,406.42
£267.38pm
View Deal
Special Offer

MINI

Hatch 5-Door 1.5 Cooper Sport Comfort Nav Pack
MINI Hatch 5-Door image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £1,588.25
£176.47pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,323.54
£147.06pm
View Deal
Special Offer

BMW

5 Series Saloon 520d 2.0 M Sport Auto
BMW 5 Series Saloon image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £2,729.05
£303.23pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £200
Initial rental: £2,274.21
£252.69pm
View Deal
Special Offer

BMW

2 Series Coupe 218d 2.0 M Sport Auto
BMW 2 Series Coupe image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £2,009.45
£223.27pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,674.54
£186.06pm
View Deal
Special Offer

BMW

X1 X1 sDrive20i M Sport Auto
BMW X1 image

Personal Inc VAT

Term: 36 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £2,499.66
£277.74pm

Business Exc VAT

Term: 36 months
Mileage: 5000 miles
Fee: £200
Initial rental: £2,083.05
£231.45pm
View Deal
Special Offer

Skoda

Karoq 1.6 TDI 115ps SE Technology SCR
Skoda Karoq image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £1,769.69
£196.63pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,474.74
£163.86pm
View Deal
Special Offer

Hyundai

i40 Tourer 1.6 CRDi 136 SE Nav
Hyundai i40 Tourer image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £1,947.89
£216.43pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,623.24
£180.36pm
View Deal
Special Offer

Skoda

Scala 1.0 TSI 95ps SE
Skoda Scala image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £1,418.47
£157.61pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,182.06
£131.34pm
View Deal
Special Offer

Audi

Q5 45 TFSI 245 Quattro S Line S tronic
Audi Q5 image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £3,369.60
£374.40pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £200
Initial rental: £2,808.00
£312.00pm
View Deal
Special Offer

Nissan

Qashqai Hatch 1.3 Dig-T 140 N-Connecta Glass Roof
Nissan Qashqai Hatch image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £1,677.89
£186.43pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,398.24
£155.36pm
View Deal
Special Offer

BMW

X3 xDrive20d M Sport Auto
BMW X3 image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £0.00
Initial rental: £3,211.06
£356.78pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £0
Initial rental: £2,675.88
£297.32pm
View Deal
Special Offer

Audi

A1 Sportback 40 TFSI 200 S Line Competition S tronic
Audi A1 Sportback image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £2,202.55
£244.73pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,835.46
£203.94pm
View Deal
Special Offer

Ford

Fiesta 5-Door 1.0T 140ps St-Line EcoBoost
Ford Fiesta 5-Door image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £1,533.17
£170.35pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,277.64
£141.96pm
View Deal
Special Offer

BMW

3 Series Saloon 320i 2.0 M Sport Auto
BMW 3 Series Saloon image

Personal Inc VAT

Term: 36 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £2,443.72
£271.52pm

Business Exc VAT

Term: 36 months
Mileage: 5000 miles
Fee: £200
Initial rental: £2,036.43
£226.27pm
View Deal
Special Offer

Mercedes

C-Class Coupe C200 1.5 AMG Line Premium Auto
Mercedes C-Class Coupe image

Personal Inc VAT

Term: 36 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £2,975.40
£330.60pm

Business Exc VAT

Term: 36 months
Mileage: 5000 miles
Fee: £200
Initial rental: £2,479.50
£275.50pm
View Deal
Special Offer

Audi

A4 Saloon 35 TFSI 150 Black Edition Comfort+Sound Pack S tronic
Audi A4 Saloon image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £2,121.98
£235.78pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,768.32
£196.48pm
View Deal
Special Offer

BMW

4 Series Gran Coupe 420i 2.0 M Sport LCI
BMW 4 Series Gran Coupe image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £2,295.00
£255.00pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,912.50
£212.50pm
View Deal
Special Offer

Volkswagen

Golf 5-Door Hatch 1.5 Evo TSI 150 Match DSG7
Volkswagen Golf 5-Door Hatch image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £1,763.75
£195.97pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,469.79
£163.31pm
View Deal
Special Offer

Citroen

Spacetourer 1.5 BlueHDi 120 Business M Start+Stop
Citroen Spacetourer image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £1,798.85
£199.87pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,499.04
£166.56pm
View Deal

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