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Personal Leasing Guide

Personal contract hire gives you a cost-effective method to lease a brand new car that’s easy to manage and doesn’t tie up lots of your money. You have no worries regards selling the car or on losing value with depreciation.

How it Works

Choose a vehicle to fit your budget, a lease period that suits your needs and agree an annual mileage limit.

Decide how much you want to put in as an initial rental (3, 6 or 9 months) and get your quote – you can request a quote with an optional maintenance contract (what is maintenance?).

You need to insure the car with fully comprehensive insurance. Anyone can drive the car but they have to be fully insured on it.

You can use the vehicle as if it were your own, although the finance provider still legally owns it. You just need to remain within the agreed mileage limit and look after the vehicle according to a ‘fair wear and tear’ policy, which we will provide you with at the end of contract

When the lease ends, simply hand the car back. Some finance companies will sell the car to a third party at end of contract but you will need to check this at the time.

If you do end up going over your allotted mileage, you’ll need to pay an excess mile charge. (If you have a large change of circumstance during the contract you can contact the finance company to reschedule your agreement so you pay a little more each month rather than getting an excess mileage bill at the end)

See our FAQ’s for any other questions

Pro’s and cons

Pros

Cons

 

Check our reviews out to see why you should use us

A selection of our latest offers

Special Offer

Volkswagen

Tiguan 2.0 TDI SCR 150PS SEL DSG7
Volkswagen Tiguan image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £2,709.61
£301.07pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £200
Initial rental: £2,258.01
£250.89pm
View Deal
Special Offer

Audi

A5 Coupe 35 TFSI 150ps Black Edition S tronic
Audi A5 Coupe image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £2,815.56
£312.84pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £200
Initial rental: £2,346.30
£260.70pm
View Deal
Special Offer

Skoda

Karoq 1.6 TDI 115ps SE L DSG SCR
Skoda Karoq image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £2,230.09
£247.79pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,858.41
£206.49pm
View Deal
Special Offer

Fiat

500 Hatch 1.2 69hp Lounge
Fiat 500 Hatch image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £1,176.44
£130.72pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £200
Initial rental: £980.37
£108.93pm
View Deal
Special Offer

MINI

Hatch 3-Door 1.5 Cooper Classic Comfort Nav Pack Steptronic
MINI Hatch 3-Door image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £1,620.00
£180.00pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,350.00
£150.00pm
View Deal
Special Offer

SEAT

Leon Hatch 1.5 TSI Evo 130 FR EZ
SEAT Leon Hatch image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £1,591.06
£176.78pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,325.88
£147.32pm
View Deal
Special Offer

Skoda

Octavia Hatch 1.0 TSI 115ps SE Technology
Skoda Octavia Hatch image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £1,507.46
£167.50pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,256.22
£139.58pm
View Deal
Special Offer

SEAT

Arona 1.0 TSI 95ps SE Technology
SEAT Arona image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £1,447.96
£160.88pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,206.63
£134.07pm
View Deal
Special Offer

Audi

A4 Allroad 40 TDI Quattro Sport Comfort+Sound Pack S tronic
Audi A4 Allroad image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £2,510.35
£278.93pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £200
Initial rental: £2,091.96
£232.44pm
View Deal
Special Offer

Audi

A6 Avant 40 TDI 204 12V S Line S tronic
Audi A6 Avant image

Personal Inc VAT

Term: 36 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £2,908.44
£323.16pm

Business Exc VAT

Term: 36 months
Mileage: 5000 miles
Fee: £200
Initial rental: £2,423.70
£269.30pm
View Deal
Special Offer

Volkswagen

Golf 5-Door Hatch 1.6 TDI 115PS 5speed GT
Volkswagen Golf 5-Door Hatch image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £1,796.47
£199.61pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,497.06
£166.34pm
View Deal
Special Offer

Audi

Q7 50 TDI 286 Quattro Black Edition Tiptronic
Audi Q7 image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £4,533.95
£503.77pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £200
Initial rental: £3,778.29
£419.81pm
View Deal
Special Offer

SEAT

Ateca Suv 1.5 TSI 150ps Evo FR EZ
SEAT Ateca Suv image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £2,551.28
£283.48pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £200
Initial rental: £2,126.07
£236.23pm
View Deal
Special Offer

SEAT

Tarraco 2.0 TDI 150 SE Technology
SEAT Tarraco image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £2,442.85
£271.43pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £200
Initial rental: £2,035.71
£226.19pm
View Deal
Special Offer

Skoda

Superb Estate Phev 1.4TSI iV 218PS SE Technology DSG
Skoda Superb Estate image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £2,702.70
£300.30pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £200
Initial rental: £2,252.25
£250.25pm
View Deal
Special Offer

Mercedes

A-Class 5-Door Hatch A180 1.3 AMG Line Executive
Mercedes A-Class 5-Door Hatch image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £2,211.30
£245.70pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,842.75
£204.75pm
View Deal
Special Offer

SEAT

Leon ST 1.5 TSI Evo 150 FR EZ
SEAT Leon ST image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £1,782.00
£198.00pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,485.00
£165.00pm
View Deal
Special Offer

Kia

XCeed 1.0 T-GDi 118bhp 3 ISG
Kia XCeed image

Personal Inc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £1,272.35
£141.37pm

Business Exc VAT

Term: 24 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,060.29
£117.81pm
View Deal
Special Offer

Skoda

Superb Hatch Phev 1.4TSI iV 218ps SE Technology DSG
Skoda Superb Hatch image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £2,608.20
£289.80pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £200
Initial rental: £2,173.50
£241.50pm
View Deal
Special Offer

Skoda

Kamiq 1.0 TSI 115ps SE
Skoda Kamiq image

Personal Inc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £240.00
Initial rental: £1,552.50
£172.50pm

Business Exc VAT

Term: 48 months
Mileage: 5000 miles
Fee: £200
Initial rental: £1,293.75
£143.75pm
View Deal

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